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stickk.com actually works.
I didn’t think it would but it does. I took out a contract on myself to get out of my apartment by 9 AM every day cause I haven’t been getting into the office by 10 AM for the last few months. Mainly the reason I didn’t get to work on time was because I have no real consequences one way or another. So no matter when I got up, I kept ending up with leaving the apartment after 10.
To be honest, I still don’t have that strong of a motivation or desire to get to work earlier.. but now that I have something I love on the line, I actually get off my butt and get to work at a reasonable time.(I added a twist and put down the cost of my new trench coat so that I would have to return the coat if I failed the contract and my money went to charity.) So I was applying the loss aversion theory unintentionally.
Anyhow, its been working for me so far. Maybe I will extend this to something harder like getting to the gym 4 times a week.