43 Folders

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43Folders.com is Merlin Mann’s website about finding the time and attention to do your best creative work.

Open Thread: The '43 Folders' of money management sites?

Funny thing -- in the last week or so, I've gotten email from three different people asking me which site I'd consider to be the '43 Folders' of money management.

By this, I think they mean they're looking for some kind of framework and tips for understanding the role money plays in their life, and then trying to find the best and most practical ways to implement and maintain healthy financial change. As against fancy "wealth management," I'm thinking more along the lines of "what tricks will help me get smarter about the day-to-day dollar leakage?" Money Hacks, if you prefer.

The short answer, unfortunately, is I have absolutely no idea.

Lifehacker does lots of coverage of financial stuff, and I've enjoyed reading I Will Teach You To Be Rich and Get Rich Slowly. I think Frugal For Life is pretty close in terms of hack-i-ness (which I mean as a compliment, of course.)

But, you tell me. What are your favorite sites about managing your money? Any places out there you think might especially appeal to 43 Folders readers? Feel free to toss in your favorite books on the matter, too.

Lisa's picture

I will second the Dave...

I will second the Dave Ramsey site/books/system (www.daveramsey.com). I started the envelope system for our family in August and it has really helped with spending that tends to fluctuate (extra goodies at Trader Joe's, that 3am Amazon purchase vs. ordering at local indy bookstore and paying cash). I manage monthly planning in an Excel spreadsheet, then I figure out how much cash I can take out to fill the envelopes. I get paid monthly, my husband 2x/mo, so there is that variable too. My "Hipster ATM" consists of a plastic expandable pouch from Target and envelopes for each category. It's fun going inside the bank to get different denominations to make this work ($100s for the grocery envelope $20s/10s for the rest). This has shifted my thinking about money from a lump sum balance in the checking account to smaller spending "allocations". This has also reduced the amount of arguing we do about incidental spending--a nice bonus.

I have also visited Make Love, Not Debt (http://www.makelovenotdebt.com/) a self-professed relationship finance blog. Good tips, inspiration, references and community.




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